Pre-existing conditions are not covered. A pre-existing condition is a medical condition which first occurred or showed clinical sign(s) before the effective date of the policy or which occurred or showed clinical sign(s) during the policy waiting period.
Other exclusions may apply. Please refer to the exclusions section of the policy for more information.
Coverage includes annual limits, per incident deductibles, and co-pay amounts as specified on your declarations page.
There is a five (5) day and fifteen (15) day waiting period for injuries and illnesses, respectively, beginning on the effective date of your policy during which will not provide coverage.
Coverage is not reduced and premiums are not increased based on your pet’s individual claim history.
Claims are reimbursed for any medically necessary treatment your pet has received during the policy period for a covered illness or injury, up to the maximum annual limit and subject to the co-pay and deductible amounts as specified on your declarations page.
Gift card offer valid on new policies only. Policy must be active for 30 days to be eligible to receive a Walmart gift card. Renewals are not eligible for this promotion. Offers will be fulfilled within 6–8 weeks of policy inception. Gift card offer is not available in AK, IN, KS, MI, ND, OR or WA in the US. Not valid with any other offer. Not sponsored by Walmart. This offer is subject to change at any time without notice.
10% Walmart partner discount. Subject to approval. Partner discount not available in FL,HI or TN in the US. This offer is subject to change without notice.
Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 1/1/2020 through 12/31/2020 and all available limit combinations.
Coverage subject to terms and conditions, less any applicable policy limits, deductible or copay, and pursuant to all policy exclusions. Policy terms and conditions may vary by state or province and are subject to change without notice.
Walmart is not an insurer and is not engaged in the business of pet insurance.